It is truly time for us all to advocate for ourselves. Many say they know what they want, but they manipulate numbers, words and images to create in order to create their own Personal Image of who they think we want to represent us. Washington continues to try to sell us on "Give Corporations more money, they will make more jobs....the graph above tells the true story.  It is an tremendous task to search for answers, they don't believe we will take the time to do it.  There is something seriously wrong with the "Method to improve the economy that does not improve the middle class, those who are the engines that drive the Corporate Profits, no workers, no profits."  I truly believe there are two economies one for Corporations/wealthy and one for the rest of us.  It is not class warfare, it is fact, I hate to muddy the sound bites that have no substance, no details with a few facts.   My "mission" in life is to seek truth, and be sure everyone in this world is treated with dignity and respect.

Instead of taking any one's word for it I have started checking some of the facts.  As I find facts I will post them.  If they later need modification that will happen as well. I am so tired of money hungry, power seeking individuals trying to use as a pawns in their schemes.

First, Government spending and how it has shaken out since 2000.  We had a surplus of $236.24 billion dollars when President Bush took over.  By 2008, when he left office,we had a Deficit of $458.55 billion when you add the surplus that would be a spending Deficit of Apr. $694,79 Billion.  With a country in free fall, I was sure the newly elected President would not have the experience or connections in Washington to get us out of this.  I was wrong.  I believe his inexperience kept him from NOT doing things that were Inner Political Circle incorrect, and moving steadily forward trying to get the economy out of Free Fall, moving ahead was not the goal at that point.  When someone is in danger of loosing their life, you stop the bleeding before you move forward to save the patient.  Bleeding had to be stopped.  A country in crises, receiving less revenue, and having to rescue some of our most important, job producing industries, the Deficit began to rise.  Not only are local, state and Federal governments not receiving as much in sales, and property taxes, but income taxes from the middle class shrinks considerably.  The income tax from the wealthy and corporation has been eroded through manipulate tax loopholes that Shelter Taxes on every front.  Yet with all these factors going on, the Deficit has begun to be reduced. 

Next, a simple rule of business, you must first and foremost get revenues up before you even look at cutting expenses.  Get the plan for getting revenue up, then look at removing any expenses that are "black holes"  Start with putting together a "Fraud & waste reduction" plan.  Create fail safes such as finger printing for money, direct deposit into secured, vetted accounts and have a National Data Base that includes a feed for Death Certificates, nationwide.  Offer incentives for "costs saving" ideas, and remove the governmental " use it or loose" rule, instead bank the surplus. Remove any duplicate spending, make government contracts open to all bidding, and eliminate over-runs by inserting a cap, with a bonus for early completion. 

Getting revenue up is a tandem task that will help balance the budget and take us back to a country that believes in helping the down trodden, and everyone putting in their fair share.  The Economic Crises, in my opinion, was created by the banks, sustained by the banks and has kept us where we are today by virtue of everything from rather incompetent to unsavory business practices.  Since the economic down turn, all levels of government have focused on cutting spending instead of getting revenue up.  They have been getting severely reduced property tax revenue since 2009.  Foreclosures have lost revenue for the localities while making money for the banks.  Remember every mortgage has several layers of insurance indemnifying their loss, while turning the property around and selling it.  Instead of a fairly minimal investment of carpet, paint, roofing etc, they let these properties fall into disrepair, putting them on the market below value, getting multiple bids thereby getting even more money in their pockets. The ones that made out were investors with cash (lenders would not give loans on this properties in their condition), the first time buyer could only buy with specialty 203k loans but that required minimum 3.5% down, some closing costs time and money to live somewhere else while waiting for the property to be rehabilitated. 

While the middle class was quickly falling into the working poor, those in Washington were squabbling over cutting services to those in need while continuing on the path of the tax Holiday of 2004. Do we need to make a change in this area, you bet.  The research has shown that the tax Holiday did not create jobs, the corporations have had unprecedented profits while laying off workers, China is not the only one NOT Playing Fair.  Corporate profits are up, net operating  "surplus" is up and taxes on corporate income is down.  When I make more money, I pay more taxes it is as simple as that.

I, like most of you, have a job that has been impacted severely by this economic "Situation"  Those in Washington believe that we are being stifled by government regulation, and taxes.  Well, some of us are still paying our fair share of taxes, and regulation is the least of our worries. We need more people with jobs, good credit and spending money.  According to the chart below, other business owners agree with me.

So, we need to increase revenue through 3 sources, removing Tax Loopholes (put an end to the Tax Holiday) Holiday indicates a short period of time in which one may rejoice, have fun and spend money. 

1.  Stop all foreclosures, require all lenders to reduce interest rates, 4% for the next 5 years, then having them adjust no more than .5% per year for the next 5 years, then they become fixed.  Gives time for both the homeowners and the economy to recover, the lender does not have to loose any of it's artificially created value in their loans, homeowner can afford to stay and time to recoup and neighborhoods stop being blighted. 

2.  A credit forgiveness, anyone that has had credit damage from foreclosure, short sale, or job loss from 2008-2013.  

3.  Make those on "Tax Holiday" come back to work with the rest of us.  This is not a tax increase, in is a tax search & recovery.