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Tuesday, September 6, 2016

MEDIA ELECTION TAMPERING - MANIPULATION??

The Media has LOST their way!  It appears this election is being Decided by Putin & the Media.  
The Media has criticized Hillary for being inaccessible.  Here is is her schedule
The Media Chooses not to Cover Her Events - they are apparently NOT Ratings Getters.  
Instead they go for the LOW HANGING FRUIT of Trump
Trump has surrounded himself with Character Assassins
Has NOT spent Money on the Campaign but has Made MILLIONS
Trump has 5 events ALL with Tickets & Vetting
Media is chosen carefully according the the "Optics" they want
Media Parrots Trump's Incorrect Accusations without Correction!
Media then BADGERS Hillary on WHAT has been Said (Truth NOT Important)
Media CREATES the "Optics" of Untrustworthiness the RNC/GOP/TRUMP has Created
Media BADGERS Hillary for Transparency:
Released over 20 yrs of Tax Returns
Submitted to Many Hours of Inquisition about Benghazi 
(Had fewer deaths than attacks on Embassys on GOP watches)
Media Discusses Endlessly Hillary's Private Server 
(Bush used 3 owned by the RNC+Bush)
Media Discusses Endlessly Hillary's emails she turned over & the Personal ones she did not!
Bush & The RNC DELETED 22 MILLIONS EMAILS
(No Investigation could be done because the emails were gone?? Really?)
Time for Media Malpractice & Election Tampering be Stopped!!

Thursday, February 18, 2016

The Sander's Connection to Burlington College & Bank Fraud

I believe in doing my due diligence when choosing a candidate or voting for issues on the ballot.  I don't believe much of what I hear and only half of what I see.  The airwaves are filled with information that the Media feels will sell & bring in ratings.  I want the real information and since I can't get on the TV I go tot he Internet.  It is filled with stuff and you can type in a request and get certain links, the next day say request different links.  So I try to go through a variety of links looking for those that are have NO "ratings dog in the fight" like Fox Media or "Conspiracy Theory" or "Rush Limbaugh.

In the quest to find out more about Bernie Sanders, his background & voting record I found out things I have not heard!  I don't get it, if Hillary sneezes she is accused of hiding something in the tissue or secretly buying up stock on Wall St for "Kleenex."  After typing in Voting Record for Bernie Sanders, I found on the Tracker site which all the way back to 1991. I wanted to go back as far as possible to get a good overview not just recent activity.  I found only six bills (see below) that Bernie sponsored have been Enacted since 1991, none seem to support any of the positions that he has taken over the years nor on the campaign trail.

But in the pursuit of the information, links for other things came up.  First off you have to eliminate all the conspiracy junk & the anti Bernie folks. An entirely under reported story emerged that had me totally surprised. First I came upon the information that the media has been reporting that his net worth is a high of about $700,000, which sounded low to me for someone who has been in Congress for over 20 years, but some say it could be as high as 1.5 million.  That seemed low to me for someone who has been in Congress as long as he has but that was all the info I had. Apparently the disclosures are a range within each category as to how much they really have but it is clear the Wall St Bernie hates he has invested heavily in. (see below)

Then I found:
Bernie's Sander's wife Jane, got the position of President of Burlington College in 2004. During the time when many schools were tightening their budgets, Sanders took a different tack: She convinced the board of trustees the best way to save Burlington College was to buy 32 acres of lakefront land from the Roman Catholic Diocese, including a large brick building and a stone cottage, and create a real campus. 

The reason this was thought to be a "daring" move was because the small college under the encouragement of Jane Sanders, took on $10 million in debt — $6.5 million in tax-exempt bonds held by People's United Bank and a $3.5 million loan from the diocese, which sold the property to pay off settlements it owed as a result of lawsuits stemming from priest sexual abuse.  The school's finances were relatively stable at the time of the real estate transaction. Jane Sanders predicted that a more spacious campus would attract hundreds of additional students, and she had plans for a $6 million capital campaign called "The Sky Is the Limit."  

Tony Pomerleau, (Sander’s good friend) a 97-year-old philanthropist & real estate developer, Burlington's most senior developer, helped to broker the deal — and also contributed a $500,000 bridge loan.

Burlington College offered its students a study abroad program in the Caribbean, according to tax filings. It reported spending about $47,000 on that program in the tax year beginning in mid-2008.  Around that time, the son of Jonathan Leopold, a Burlington College board member, purchased a small resort in the Bahamas called Andro’s Beach Club and an accompanying hotel, Nathan’s Lodge. Leopold served with Sanders in the Burlington city government—as mayor, Sanders appointed Leopold city treasurer—before becoming embroiled in scandal involving millions of dollars in payments to a Burlington telecommunications company. Sen. Sanders has described Leopold as so close a friend as to be considered “family.” He reportedly discouraged Sanders’ socialist impulses early in their careers. Shortly after Leopold’s son, also named Jonathan, purchased the resort, Burlington College began writing it large checks for all-inclusive stays for its study abroad students. The younger Leopold later said during a deposition related to a lawsuit filed by a student who was injured at the rest that he conducted boat tours and snorkeling trips “on behalf of Burlington College.”

There was growing skepticism about whether the school had the resources to sustain the number of new programs that have sprouted up in recent years, many of which are dependent on individual professors, presumably to attract new students. Sanders added an individualized master's program, new majors including events and hospitality, international relations, integral psychology, and media activism, and various Cuba study-abroad programs. The college also built up a woodworking program in recent years, leasing space from a school run by Sanders' daughter at an annual cost that was $182,000 in 2013.   (Vermont Woodworking School (VWS) in 2007 15k square foot Barn with more than half the students being from Burlington College)

In 2010 the college borrowed $10 million to buy the property under former president Jane Sanders. It borrowed $3.6 million from the diocese and $6.5 million from People’s United Bank. Since then, the school has failed to meet the fundraising and enrollment growth goals it used to borrow the money.  Burlington College is on academic probation from the regional accrediting agency because of financial concerns, as well as concerns about the school’s governance. Former President Christine Plunkett resigned abruptly in September. Smith agreed to serve as interim leader through December to stabilize the school.  Without selling the land, the college would owe $735,000 this year in debt service, he said. The sale will reduce that amount to $300,000, Smith said. “Our debt service is bleeding us to death,” he said.

Three months after Moore became president, the school sold 27 acres of the campus to developer Eric Farrell — a deal that was in the works prior to Moore becoming president. Burlington College announces that the school has completed the real estate transaction with Developer Eric Farrell. 

Terms of Sale and Uses of Proceeds
In an outright sale to a developer, the general terms of memorandum of understanding are for the developer to purchase the properties for $7.5 million ($7 million for the 25 acres and $500K for the parking lot and 9 Lakeview Terrace.)  At the time of the sale, the developer would assume all of the Catholic Diocese debt (valued at $4 million) with $3.5 million in cash remaining for the College to pay down additional debt.  This sale will provide the College with some further liquidity through the line of credit — liquidity that the College currently does not have. In order for this transaction to be successful, the bank and the diocese must agree to release any claims on sold land. Bond counsel must also agree to defeasement of the bonds for the sold property (the bank is the sole bond holder).  It is anticipated that this transaction will reduce the debt from approximately $11.4 million to approximately $4.3 million. Debt service liability is projected to decrease from $735K in FY15 to just under $300K in future years. In addition, property taxes could be reduced by as much as $100K. The savings generated from the sale will also produce positive cash flow. This sale is not the magic bullet to the College’s future salvation, Burlington College said in a statement, but it does give it time to see if increased enrollment strategies are taking hold and gives time to explore consortiums with other small liberal arts colleges in Vermont.  Source: Burlington College 11.20.2014

OUTCOME OF COLLEGE PURCHASE OF PROPERTY:
Former Burlington College president Jane Sanders overstated donation amounts in a bank application for a $6.7 million loan that was used by the college to purchase a prime 33-acre property on Lake Champlain in 2010. Apparently Sanders told People’s United Bank that the college had $2.6 million in pledged donations to support the purchase of the former Roman Catholic Diocese of Burlington property on North Avenue. The college, however, received only $676,000 in actual donations from 2010 through 2014, according to figures provided by Burlington College. That’s far less than the $5 million Sanders listed as likely pledges in the loan agreement, and less than a third of the $2.14 million Sanders had promised People’s Bank the college would collect in cash during the four-year period.  Jane Sanders, resigned under pressure from the Burlington College board of trustees nearly a year after obtaining the multi-million dollar loan. After both sides lawyered up, the board gave Sanders the title of president emeritus (one retired from professional life but permitted to retain as an honorary title the rank of the last office held) and a $200,000 severance package. Sanders was president of Burlington College from 2004 to 2011.

Responding to problems identified in Burlington College's 2012 audit, Plunkett described her first year at the helm as "one of the most challenging in Burlington College's recent history." The college had agreed to pay Sanders roughly $200,000 over two years, Plunkett explained in a letter to the auditors, which depleted resources that would have been used to hire a new CFO.  

In 2014 Interim President Mike Smith looked into the college’s finances and concluded the school’s status quo is not financially viable. It has $11.4 million in long-term debt and $300,000 in past-due bills, he said. Two-thirds of that is more than 90 days late, he said.

Vermont’s U.S. Attorney’s office has been asked by a group of Catholic worshipers to look into Jane Sanders alleged bank fraud, coming from the land deal she made while President of Burlington College.

According to Vermont Republican Party Vice Chair and attorney Brandy Toensing said it looks like Jane Sanders mispresented definite donations to attain the loan. Toensing was retained to represent the parishioners. According to the allegations, Sanders may have cost the Diocese up to $2 million dollars in 2010 and 2011.

Toensing said Sanders misrepresented how much money Burlington College could attain to support the Catholic Church land purchase. The People’s United Bank loan was liable on the college getting over $2 million. Toensing the bank believed the college had confirmed donations.  According to documents U.S. Attorney Eric Miller attained, Sanders never could get the donations she informed the bank she got.

Former U.S. Attorney Craig Nolan said any financial institution would do due diligence to confirm the pledges. Nolan said an investigation into the matter would include attaining an explanation as to why the donations failed to materialize and come from the college. He said he’d called the FBI first to talk with them about what happened. Then, talk with the financial institute. 

Brady C. Toensing, a partner with the law firm of diGenova & Toensing, has filed a legal complaint with federal authorities requesting an investigation into apparent federal bank fraud committed by Ms. Sanders. His complaint was sent to Eric S. Miller, the U.S. Attorney for the District of Vermont, and Fred W. Gibson, Jr., Acting Inspector General with the Federal Deposit Insurance Corporation (dated January 10, 2016).

Here is where it gets interesting:
Bernie Sanders spends much of his time on the campaign trail talking against millionaires and billionaires and economic inequality.  But Bernie has different sentiments when speaking about one of the richest men in Burlington, Tony Pomerleau (This was the guy that Brokered the Purchase by the Burlington College for his wife Jane).  

After Sanders's failed run for governor, close friend Richard Sugarman wanted him to be a candidate for mayor of Burlington. Sanders won the election in February 1981. He beat the six-term mayor Gordon Paquette by ten votes. He took office on April 6, 1981.  As mayor, Sanders wanted to fix Burlington's Lake Champlain. In 1981, Sanders was against Tony Pomerleau. Sanders did not want Pomerleau to change the industrial lake property owned by the Central Vermont Railway.He did not want the waterfront to become expensive condominiums, hotels, and offices.

Sanders entered a tribute to Pomerleau into the U.S. Congressional Record in 2012, and has lauded many times the man who made his first million by age 45

On the Campaign Trail:
Jane O'Meara Sanders, his wife, received $91,020 between 2002 and 2004 for "consultation" and for negotiating the purchase of television and radio time-slots for Sanders' advertisements, according to records and interviews.

Approximately $61,000 of that was "pass through" money that was used to pay media outlets for advertising time, Jane O'Meara Sanders said in an interview. The rest, about $30,000, she kept as payment for her services, she said.

Carina Driscoll, daughter to Jane O'Meara Sanders and stepdaughter to the lawmaker, earned $65,002 in "wages" between 2000 and 2004, campaign records show. Driscoll, a former state legislator, served as Rep. Sanders' campaign manager in 2000, his fund-raiser and office manager in 2003 and his database manager in 2004, according to Jeff Weaver, Sanders' chief of staff.
  While Jane led the school, it paid six-figure sums to her daughter and the son of a family friend.

Bernie's Wall St Investments:
Avg Net Worth: $420,512* Min Net Worth: $129,026 Max Net Worth: $711,998
Average 2014 Income: $174,000** Gross Income: $174,000 Max.
Tiaa Cref Equities
$50,001 - $100,000
Tiaa Guaranteed Traditional
$50,001 - $100,000
Tiaa Real Estate
$15,001 - $50,000
VALIC ASSET ALLOC
$15,001 - $50,000
VALIC SMALL CAP
$15,001 - $50,000
VALIC MID CAP INDEX
$15,001 - $50,000
VALIC SOCIALLY RESP
$15,001 - $50,000
VALIC AGGR GROWTH LI
$1,001 - $15,000
VALIC MOD GROWTH LI
$1,001 - $15,000
VNGRD LI FGRO
$1,001 - $15,000
VNGRD LI FMOD
$1,001 - $15,000
VALIC GOVT SECURITIES
$1,001 - $15,000
VALIC STRATEGIC BOND
$1,001 - $15,000
VNGRD LT TRSRY
$1,001 - $15,000
VNGRD LT INV GRADE
$1,001 - $15,000
VALIC SCIENCE & TECH
$1,001 - $15,000
VALIC INT'L EQUITIES
$1,001 - $15,000
Cref Fixed Income
$1,001 - $15,000
Cref Social Choice
$1,001 - $15,000
Tiaa Personal Annuity Fixed
$1,001 - $15,000
Tiaa Personal Annuity Stock Acount
$1,001 - $15,000
Valic Core Equity
$1,001 - $15,000
VALIC DIV VALUE
$1,001 - $15,000
VALIC STOCK INDEX
$1,001 - $15,000
VALIC SMALL CAP INDEX
$1,001 - $15,000
VALIC SOCIAL AWARENESS
$1,001 - $15,000
VALIC INTL GOVT BOND
Less Than $1,001
VALIC MONEY MARKET II
Less Than $1,001

        Bernie Bills Enacted since 1991
http://www.thepoliticalinsider.com/breaking-bernie-sanders-caught-funneling-money-to/  
http://www.davemanuel.com/pols/bernie-sanders/ 



Wednesday, February 17, 2016

Careful Change Makes for Long Term Progress

Bernie has recognized the inequities that has littered our landscape since the trickle down 1980's.  But he has been in Congress for the past 20 years and not gotten any meaningful changes affected.  So I have research to see why.  

Bernie puts out all the "Eye Candy" that looks shiny & new but it unattainable at the price you have to pay.  Free college sounds wonderful but their are costs involved, the question becomes Free to whom and who actually pays.  There are countries that have Free college but it is paid for by higher taxes:
1. Brazil: Brazil’s universities charge registration fees, do not require regular tuition.(Corp tax 34%  Individual 27.5%)
2. Germany: has 900 programs in English, and is eager to attract foreign students to tuition-free universities due to the country’s shortage of skilled workers. (Corp tax 29. 6%  Individual 45%)
3. Finland: doesn’t have tuition fees (Corp tax 20% Individual 62%)
4. France: does charge tuition – but normally around 200 dollars at public universities. (Corp tax 33.3%  Individual 66%)
5. Norway: including foreigners studying in the country, do not have to pay any college tuition with harsh winters & high cost of living. (Corp tax 25%  Individual 47%)
6.  Slovenia: has 150 English-language programs, and only charges a registration fee (Corp tax 22%  Individual 50%)
7.  Sweden: over 300 English-language programs, college is free, cost of living pricey for foreigners. (Corp tax 22%  Individual 50%)

As for Higher wages: Even if the sitting President raises minimum wages to $15 that only apply's to Federal Employees.  Each state can set their own minimum wage and there are many with a NO minimum wage: Alabama, Louisiana, Mississippi, South Carolina, and Tennessee is $0.  Georgia & Wyoming are a whopping $5.15 an hour.

Breaking up the Banking System:
The Banking system permeates our entire lives from buying diapers to our retirement funds.  We need more regulation & safeguards to allow for safe less risky behavior on their part.  Laws that would implement jail time for lawbreakers would insure behavior for the Fiduciary Relationships the Banks & Investment Brokers have with all of us.  

Most of our mortgages are held and serviced by large banks who can hold the loans in pools with some higher risk and some lower risk.  The only way to keep interest rates at historic and affordable low rates is by bundling portfolios that are attractive to investors, that is how the mortgage world works.  Without the investors we have NO loans to be had.  Only the VERY wealthy will own homes leaving the Middle Class without the only way they can accumulate a net worth. We will also be at the mercy of those investors with Rents going sky high bringing them even more profits.  Our “Recession” was due to Deregulation in the 1980’s & ‘90’s allowing these Unregulated mortgage brokers to make very Risky Loans outweighing the Healthy Loans in those portfolios.  They talk about “derivatives” being the Root of all evil, NO, just a piece of the puzzle once the Risky Loans were generated & sold with High Risk for High Profits 

A derivative is a security with a price that is dependent upon or derived from one or more underlying assets. The derivative itself is a contract between two or more parties based upon the asset or assets. Its value is determined by fluctuations in the underlying asset. Fluctuation was the killer.  
The loans were negative amortization loans.  The "base interest rate" would be 7% with a year one rate of 2%, the difference in the interest rate on the unpaid balance (5%) would be added to the balance monthly.  Example: $200,000 Purchase Price & loan amount $0 Down. Then you have the added blow of including NO Income Verification Loans to the mix, you could buy almost any price home you wanted, just state how much your income should be to qualify.  Here is the result of those in Washington he Deregulated but apparently feel not enough.  They want more deregulation of the Banking Industry along with that of the Agencies that protect our water & food supply the result was the Mortgage Bubble and Flint Michigan.
$1330 vs $738  Payment $592 P&I less
Month 1 $1166 % at 7% $333 Interest at 2% Difference $833 Negative
Loan amount goes from $200,000 to $200,833
Month 2:  $1171% owed at 7% $334 % at 2% Diff $836 Negative
Loan amount from $200,833 to $201,669
Month 2:   $1171  $334  $836  $201,669
Month 3:   $1177  $336  $841  $202,510
Month 4:   $1181 $337   $844   $203,354
Month 5:   $1187  $338  $849   $204,203
Month 6:   $1191  $340  $850   $205,053
Month 7:   $1196  $342  $854   $205,907
Month 8:   $1201  $343  $858   $206,765
Month 9:   $1206  $343  $861   $207,626
Month 10: $1211  $346  $865   $208,491
Month 11: $1213  $348  $865   $209,356
Month 12:  $1222 $349  $873   $210,229 
During the mortgage crises values went down while mortgages went up.  With a decline of 10 to 20% the this home would be:
$30,229 under water, at 20% $37,229  
On a good year with $210,229 Owed Value at 3 appreciation $206,000 $4229 an owner would still be "Under Water"

 We cannot go back to the 2008 era and have everything pulled out from under us.  The wealthy don’t need mortgages so they survive well but we Need the very things the GOP threatens to take away.  They want to give us guns and take away our ability to afford housing or have Clean, healthy water and food. 


Sunday, February 14, 2016

TRUMP'S WORLD

Voting for Trump because he is NOT a "Politician" is like Hiring a plumber to write your will because he is NOT an "Attorney" and NOT part of the Establishment. I believe it is NOT the establishment which is the villain but the Abuse of Power & Pursuit of Power that lies at the feet of Political Chaos. Trump has been buying & selling Politicians & business leaders for years.  He is NOT self funded but funded by the Media who has given him FREE coverage for his entire Campaign.  He & his family have businesses created through Trump's Father & his kids are consumers & providers of "Stuff" for the wealthy. How does that make him "Better" than Politicians many whom have had to work their way up the Political ladder putting in countless hours of hard work.  Many, like Hillary, were not born with a silver spoon (Trump a platinum spoon) but had to work their way up from doing volunteer work to where they are today.  

Voting for a wealthy, foul mouthed Billionaire is hardly an "Answer" to Fair Wages, Affordable Healthcare, Great Education for all, Safe Affordable Housing & Social Security that is above the Poverty Level.  We don't need Promises that won't materialized and those that DO NOT help "We the People" in our everyday life. His life has been filled with accumulation & if it did NOT work out he just threw the project away or declared bankruptcy & moved on.  His understanding of how a country should be run is "colored" by his Business Ventures, which, have not been "Stellar" littered with multiple bankruptcies & Projects that had to be closed down. (Bankruptcy is NOT just a "Good Deal" with a Banker but "We the Taxpayers" pay for his Mistakes as it is passed on from the businesses that were also "shorted" in "The Deal." His "Judgment" ie: investing in Casinos is poor, most of which are still struggling. His idea of "listening" to the people is getting advice from his wealthy counterparts or "backing" with the likes of White Supremacist groups, Jesse Ventura (conspiracy theory net worth $6 million), Willie Robertson (Duck Dynasty net worth $20 million), (Shawn Hannity (Conservative radio personality net worth $35 million) Putin, Carl Ichan (corporate raider net worth 21 Billion), Sarah Palin (ex VP Candidate net worth $12 million), Veterans for a Strong America (has $30 in cash on hand, and $318 in debts.  run by Joel Arends. It has been reported that Veterans for a Strong America is part of a "broader independent campaign by nonprofits linked to former Koch brothers operative Sean Noble," who runs the political consulting firm DC London. The group was formerly registered as a tax-exempt 501(c) ("social welfare") non-profit organization, but the group's status was automatically revoked by the IRS in August 2015 because it failed to submit tax reporting documents (Form 990s) for three years in a row. The group is appealing the decision. He previously worked as the South Dakota field director for the 2000 Bush-Cheney campaign and as a consultant to the Americans for Prosperity group, affiliated with the Koch brothers. VSA has been described as a dark money group).

“I play to people’s fantasies,” Trump writes in “The Art of the Deal,” his 1987 memoir. “I call it truthful hyperbole. It’s an innocent form of exaggeration and a very effective form of promotion.” His life is NOT our life, he will continue a life of excess and supporting his Wealthy "Backers." No, he did not need their money but he needs their Support; trust me, they will be "Rewarded" as in "The Art of the Deal." 

Trump's Needs: He has money, a sexy, obedient, immigrant wife, children to continue the "Business & Legacy" now what? His ultimate Goal is Power NOT Service! He has said he does NOT forget. Is he getting "even" for being called out at the 2011 White House Correspondent's Dinner when President Obama focused on Trump joking about his theories about the president's birth certificate? President Obama quipped: "Now, I know that Trump's taken some flak lately, but no one is prouder to put this birth certificate to rest than "The Donald." Now he can get to focusing on the issues that matter, like, did we fake the moon landing? What really happened at Roswell? And where are Biggie and Tupac?" 

http://www.huffingtonpost.com/2012/05/01/donald-trump-obama-whcd_n_1468106.html  

 

Monday, January 19, 2015

What would you like to see President Obama say during Tuesday's State of the Union Address?

Time to "Call out" the GOP they say the middle class has not improved during this Administration ..the right question is WHY NOT? Who voted down increasing the minimum wage? Who voted No Tax cuts for the middle class? Who wants to dismantle Affordable Healthcare? Who wants to cut Medicare benefits (this impacts seniors & Their Families that have to take up the slack)? Who wants to cut the Federal budget in which would but jobs within the Federal Government throwing unemployment back into the private sector and into a Tailspin? How do we make Obama look bad? Make the next 2 years ineffective, unproductive & taking the "Forward" steps back.. If you have to be born in the US why are the willing to put up a Canadian born with a Canadian citizenship for the election process? Where does wealth come from? If there is not enough money to pay the bills where do we get the money to put into savings or a "privately funded" retirement account???? The money we earn from our employers so why do they keep what we help them earn and they "keep" what is rightfully a living wage? Why to they consider a living wage to be money being "Taken" from them? They say their "New" focus is uplifting the middle class.....the BIG QUESTION??? HOW??? They talk about "doing" but when it comes down to how they accomplish the goal, it never supports the working poor, ever. How many people in their circle work 2 jobs and are still living below the poverty line?? When was the last time they had to decide between a meal and medication? What income do they BELIEVE the average person earns and why do they think that can actually pay the bills? OK I guess that will do it.

Friday, November 7, 2014

Who is Really Doing Well??


We are now faced with disease, terrorism on our streets, crazies sprinting over the Presidential fence & school shootings, cuts coming due to Sequestration or Castration as the average person has come to know it.  We need medical personnel, police on the street, protection not just along the border but we could use our military to work alongside our law enforcement on our streets, we need more not less to pay for protection, cyber security, trolling the Internet for terrorism. But then we have the Republicans that want to cut budgets, reduce government and leave to the ever greedy corporate raiders to provide services that would serve & protect not line their pockets, don't think that will happen.  It is one of the reasons Ebola has been left unchecked until now.  It did not provide the drug companies with the profit they require. 

Forbes magazine recently published an updated list of America’s 400 richest people. They now have a combined net worth of about $2.3 trillion dollars.

Staples, Radio Shack, Safeway, Barnes & Nobles, J.C. Penney, Toys are Us, Sweetbay Supermarket, Loehmann’s, Sears and Kmart, Quiznos, Sbarro, Ruby Tuesday, Red Lobster, and Ralph’s subsidiary of Kroger, Safeway

Expanding:
Dollar stores, Walmart, Costco, Kroger, Amazon, Michaels, Nike, Demoulas Super Markets, Susser Holdings, Belk, Alberson's and Stater Holdings, Home Depot, Target, Walgreen, CVS/Caremark, Lowe's, Best Buy, Wolf Gang Puck Bakery, Macy’s, and Neiman Marcus.
Kohl's, Dillard's And Macy's Top List Of Department Stores With Best Profit Margins
Albertsons supermarket closed 26 stores in January and February this yearAnalysts expect many more Albertsons to be closed down because Albertsons’ owner hedge fund Cerberus Capital Management just bought Safeway Inc.  Some Safeway stores could soon shut down as well.

Industries doing well:
Farm raw material wholesalers 21.7%
Cattle ranching & Farming 19.45%
Support for Mining 16.31%
Remediation & other Waste Management 14.85%
Navigational, measuring, electromedical & control instruments manufactering 14.8%
Home Healthcare Services 14.49%
Software Publishers 14.18%
Freight transportation arrangement 13.7%
Beverage manufacturing 13.69%
Other Telecommunications 13.49%
Support Activities for agriculture & Forestry 13.44%
Waste Collection 13.34%
Direct Selling establishments 13.33%
Medical Diagnostic laboratories 13.12%
Petroleum & coal Products manufacturing 12.9%
Food Manufacturing 12.41%
Medical Equipment & supplies manufacturing 12.26%
Accounting, tax prep, bookkeeping 11.8%
Employment services 11.54%
Outpatient care centers 11%
Electrical & Elecgtronic Goods wholesalers 11.04%
Bakeries & Tortilla Manufacturing 10.84%
Business Support Services 10.81%
Management of Companies & Enterprises (CEO's) 10.78%
Computer systems design & services 10.77%
Special Food Services 10.18%
Metal & Mineral Wholesalers (ex: Petroleum) 10.18%